● Marine Insurance provides coverage against the losses or damages of cargo or goods during transportation between the points of origin to the final destination.
● It is an assurance that the goods dispatched from the country of origin to the land of destination are insured.
● It provides coverage for all means of transportation example road, railway, air, sea, couriers & postal service.
● Marine Insurance is essential for businesses & individuals equally.
● Business deliveries are habitually high in value & any damage can directly influence the business expenses.
● Whatsoever your reason may be for moving your goods, our policy safeguards your goods against substantial damages.
● Marine insurance policy is wide-ranging & flexible to satisfy your needs.
● It provides coverage to cargo against any damage, loss, or mishap.
● It also reduces your exposure to risk in the event of natural calamities
● Gurukrupaa understands the importance of immediate response and effectual service when it comes to marine, which makes us the best fit for your marine needs.
● Document Management Solutions- Convenient way to store & manage documents
● Convenient plan options
● Air Safe
● New Age Tech Solutions
● Gi-Fi Digitization – Tech enabled for Do.MS, Value added solutions, Air Safe , Air Sync, Alerts
● Innovative Insurance Issuance Solutions
● One login access for multiple purposes
● One call assistance for multiple services
● Distinct user id’s to track documents, status of policies
● Air Sync
● Wallet- One window to view balances, policy & claim status
● Timely triggers for wallet balance
● Single Transit
● Open Cover
● Open Policy
● S.TO.P
● Institute Cargo Clause – A (All Risk)
● Institute Cargo Clause – B (Named Perils/ Basic Cover)
● Inland Transit Clause – A (All Risk)
● Inland Transit Clause – B (Named Perils/ Basic Cover)
| Cover | Import/Export | |
|---|---|---|
| ICC (A) | ICC (B) | |
| Fire or Explosion | Yes | Yes |
| Overturning or Derailment of Vehicle | Yes | Yes |
| Discharge of Cargo at Port of Distress | Yes | Yes |
| Collision between 2 Vehicles | Yes | Yes |
| Jettison | Yes | Yes |
| Washing Overboard | Yes | Yes |
| Earthquake, Lightening or Volcanic Eruption during Transit | Yes | Yes |
| River or Lake Water Entering Cargo | Yes | Yes |
| Damage/Loss to Goods During Loading & Unloading | Yes | Yes |
| Damage/Loss to Goods During Handling of Goods in Transit | Yes | No |
| Theft or Malicious Damage | Yes | No |
| Hijack of Goods | Yes | No |
| Any Other Risk Not Specifically Excluded | Yes | No |
| General Average | Yes | Yes |
| Cover | Import/Export | |
|---|---|---|
| ITC (A) | ITC (B) | |
| Fire or Explosion | Yes | Yes |
| Overturning or Derailment of Vehicle | Yes | Yes |
| Discharge of Cargo at Port of Distress | Yes | Yes |
| Collision between 2 Vehicles | Yes | Yes |
| Jettison | Yes | Yes |
| Washing Overboard | Yes | Yes |
| Earthquake, Lightening or Volcanic Eruption during Transit | Yes | Yes |
| River or Lake Water Entering Cargo | Yes | Yes |
| Damage/Loss to Goods During Loading & Unloading | Yes | No |
| Damage/Loss to Goods During Handling of Goods in Transit | Yes | No |
| Theft or Malicious Damage | Yes | No |
| Hijack of Goods | Yes | No |
| Any Other Risk Not Specifically Excluded | Yes | No |
| Incoterms | Import |
|---|---|
| C and F (Cost & Freight) | Yes |
| CFR (Cost and Freight received) | Yes |
| EXW (Ex Works) | Yes |
| FOB (Free on Board) | Yes |
| FCA (Free Carrier) | Yes |
| CPT (Carriage Paid To) | Yes |
| Incoterms | Export |
|---|---|
| CIF (Cost, Insurance and Freight) | Yes |
| CIP (Carriage and Insurance Paid to) | Yes |
| FAS (Free Alongside Ship) | Yes |
| DAP (Delivered at Place) | Yes |
| DAT (Delivered at Terminal) | Yes |
| DDP (Delivery Duty Paid) | Yes |
Marine Insurance Claim Process
Here’s how you can intimate / register a Marine Insurance claim by following these simple steps
Step 1: Visit www.gurukrupaa.in & click on ‘Register a Claim’
Step 2: On the new page that opens, login with your credentials, and select ‘Register Claim’ to proceed.
Step 3: In the following page, fill in other applicable details & click on the claim button. You will be required to upload documents like the original invoice so as to verify the claim. You have successfully filed your first claim!
Mark a mail to us at contact@gurukrupaa.in & we shall be in the loop to manage the claim for you.
If in case, your query is not resolved you can get in touch with our claim specialist
In reference to War & SRCC ,rates for shipment going through HRA will be higher than regular shipment rates
**as per current guidelines**
Verified & Backed By ICICI
License Number - BAG.22070001