Your use of the Guru krupaa Analytics website including www.gurukrupaa.in or any mobile application (collectively referred to as the "Website") and its related sites, services, and tools is governed by the terms and conditions as contained in this agreement applicable to the Website (“Terms of Use”). The Terms of Use for the Website shall come into effect on January 19th, 2022. ("User Agreement"). www.gurukrupaa.in is a web-based portal operated by Guru krupaa Analytics LLP, incorporated under The Limited Liability Partnership Act, 2008 having its registered office at 208, 2nd Floor, Konark Darshan, Zaver Road, Mulund (West), Mumbai- 400080. For the purpose of these Terms of Use, the term User and wherever the context so requires, '"You", "Your" shall mean any natural or legal person who is accessing the Website, its contents, and using any services offered on or through the Website (subject to such other terms as the User may be required to accept prior to receiving such services). Further, reference to "we", "us", "our" and "portal" shall mean Guru krupaa Analytics LLP (www.gurukrupaa.in) and includes its associates, affiliates, and subsidiary (ies).

These Terms of Use are a legally binding agreement that applies to the Service and governs your use of the Website and your (“you” or “your”) relationship with us. You accept and agree to these Terms of Use by either accessing or using the Service; clicking to accept these Terms of Use, or accepting these Terms of Service in any other way. If you violate these Terms of Use, or if you do not agree to these Terms of Use, you shouldn’t access (and you don’t have our permission to access) the Website. You warrant that you are capable of entering into legally binding contracts under Indian Contract Act, 1872 and are not "incompetent to contract" within the meaning of the Indian Contract Act, 1872. If you are registering as a separate legal entity, you hereby represent that you are duly authorized to accept these Terms of Use and you have the authority to bind Your business/legal entity to these Terms of Use.

We may require to accept additional terms and conditions in connection with any additional services that may be offered through the Website. To the extent the terms apply to the specific services that you choose to avail of, those terms will apply and prevail over any inconsistency with these Terms of Use.

You hereby agree and undertake that You shall not host, display, upload, modify, publish, transmit, update or share any information or share/list(s) any information or item which, is false, inaccurate or misleading, is harmful, harm minors in any way, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libelous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever; or unlawfully threatening or unlawfully harassing including but not limited to "indecent representation of women" within the meaning of the Indecent Representation of Women (Prohibition) Act, 1986, infringes any intellectual property rights, proprietary rights or third party's trade secrets, violates any law for the time being in force, impersonates another person/entity, contains viruses or any other harmful computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource; or contains any Trojan horses, worms, time bombs, cancel bots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, diminish value of, surreptitiously intercept or expropriate any system, data or personal information, threatens the unity, integrity, defense, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.

The features and functionality of the Website and/or services may be changed at any time. The Terms of Use will apply to any changed version of the Website and/or service. We also may suspend or stop the Website and/or service altogether. We do not warrant that information made available on the Website is or will always be accurate, updated or otherwise useful. We disclaim any warrant with respect to warranty, merchantability, intellectual property rights of any information, data or services made available or on through the Website. You are required to make reasonable inquiries and arrive at your own decisions in connection with your use of the Website and/or Services. You are accessing the Website and transacting at Your own risk and are using Your best and prudent judgment before entering into any transactions through the Website. We shall neither be liable nor responsible for any actions or inactions nor any breach of conditions, representations or warranties and hereby expressly disclaim any and all responsibility and liability in that regard. You release and hereby agree to indemnify us against any cost, damage, liability or other consequence of any of the actions of your Use of the Website and / or Services.

By using the Site and/ or by providing Your Information, You consent to the collection and use of the information You disclose on the Website our Privacy Policy which is hereby incorporated by reference. By using the Website and/or services, you hereby represent that you agree with the Terms of Use and the Privacy Policy. We may limit, deny, or otherwise terminate Your access to the Website and/or Services, if you breach the Terms of Use, Privacy Policy, or any applicable laws and regulations applicable to internet use in your jurisdiction. We reserve the right to refer You and any information provided by You, to local law enforcement authorities, if we believe that your use of the Website and/or Services breach any applicable law, rules, and regulations or obligations under these Terms of Use.

YOUR USE OF THE WEBSITE AND/OR SERVICES IS AT YOUR OWN RISK. THE WEBSITE AND/OR SERVICES AND ANY CONTENT INCLUDED THEREIN, IS PROVIDED ON AN "AS IS" AND “AS AVAILABLE” BASIS. WE DISCLAIM ALL WARRANTIES AND REPRESENTATIONS, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THE SERVICE, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OF ACCURACY, OF NON-INFRINGEMENT, OF TITLE, OR THAT THE WEBSITE AND/OR SERVICES WILL BE MADE AVAILABLE OR OPERATE IN AN ERROR-FREE, TIMELY, SECURE, OR UNINTERRUPTED MANNER, IS CURRENT AND UP TO DATE AND ACCURATELY DESCRIBES ANYTHING, OR IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, THAT ANY DEFECTS OR ERRORS IN THE WEBSITE AND/OR SERVICES WILL BE CORRECTED, THAT THE WEBSITE AND/OR SERVICES WILL BE OR ARE COMPATIBLE WITH ANY PARTICULAR HARDWARE OR SOFTWARE PLATFORM,

Although we will make commercially reasonable efforts to keep your information secure, We make no representations and do not warrant that your information will be secure or be always safe from unauthorized access. You are always responsible for any or actions in connection with your use of the Website and/or services. Furthermore, You agree to indemnify and hold harmless Us, (including our officers, employees, contractors and agents, suppliers, licensors, and service providers, from and against any losses, liabilities, claims, demands, damages, costs and expenses, including reasonable attorneys' fees and expenses (collectively, “Claims”), arising out of or in connection with - Your use of the Website and/or services or Your breach of these Terms of Use; or Your violation of any applicable law or the rights held by any third party.

This Agreement sets forth the entire understanding and agreement between You and Us with respect to the subject matter hereof.

Parties agree that the Terms of Use do not constitute partnership or agency between You and Us and You do not have the right to represent us or bind us in any manner by your use of the Website and/or services. You cannot assign or otherwise transfer these Terms of Use, or any rights granted hereunder to any third party. We may transfer /assign the rights and obligations under these Terms of Use without Your consent.

Legal notice may be sent to the following address: 208, 2nd Floor, Konark Darshan, Zaver Road, Mulund (West), Mumbai- 400080.

Parties shall not be liable for failure to perform or delay in performance under these Terms where such delay or failure is beyond its control, such as where caused by strikes or labor disputes, internet or telecommunications failures, shortages of or inability to obtain labor, energy, or supplies, war, terrorism, riot, acts of God or governmental action, natural disasters including floods, earthquakes and hurricanes, acts by hackers or other malicious third parties and problems with the Internet generally, and such performance shall be excused to the extent that it is prevented or delayed by reason of any of the foregoing.

In the event of any disputes between You and Us, in connection with your use of the Website and/or services, the validity, interpretation, implementation or alleged breach of any provision of the Terms of Use, or the documents they incorporate by reference, the dispute shall be referred to a sole Arbitrator who shall be an independent and neutral third party identified by us. The place of arbitration shall be Mumbai, India. The arbitration proceedings shall be in the English Language and shall be governed by Arbitration & Conciliation Act, 1996. The Terms of Use or the documents they incorporate by reference shall be governed and construed in accordance with the laws of India. All disputes arising under this Agreement between You and Us shall be subject to the exclusive jurisdiction of courts at Mumbai, India. If any clause of the Terms of Use shall be deemed invalid, void, or for any reason unenforceable, such clause shall be deemed severable and shall not affect the validity and enforceability of the remaining clauses of the Terms of Use.

These Terms of Use constitute an electronic record in terms of the Information Technology Act, 2000 and rules made thereunder as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

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